Cashless Treatment of Road Accident Victims Scheme Notified
In News
What Happened
Why It Matters
Background
History & Context
What Changed
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BEFORE: Accident victims or their families had to bear out-of-pocket expenses for emergency treatment, or wait for third-party insurance claims, which often delayed critical care. NOW: Any victim of a motor vehicle accident receives immediate, cashless medical coverage up to Rs 1.5 lakh for seven days, irrespective of their income or insurance status.
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BEFORE: There was no centralized framework ensuring nationwide compliance from hospitals for treating unfunded accident victims. NOW: A dedicated IT portal managed by the National Health Authority (NHA) integrates police records, hospital claims, and State Health Agencies to ensure seamless processing and reimbursement to designated hospitals.
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BEFORE: "Golden hour" treatment was largely an advisory concept without a dedicated, compulsory national funding mechanism for all road users. NOW: The scheme operates under the statutory mandate of the Motor Vehicles (Amendment) Act, 2019, utilizing the specially created Motor Vehicle Accident Fund to strictly enforce emergency trauma care.
Prelims Angle
NCERT Connection
Practice Questions
Q1
With Reference ToWith reference to the Cashless Treatment of Road Accident Victims Scheme, 2025, consider the following statements: 1. It provides cashless medical treatment up to Rs 1.5 lakh for a maximum of 14 days from the date of the accident. 2. The National Health Authority (NHA) serves as the national implementing agency for the scheme. 3. The initiative is funded by the Motor Vehicle Accident Fund, established under the Motor Vehicles (Amendment) Act, 2019. Which of the statements given above is/are correct?